Complete List of 12 Finara Features

1. Every balance, always within reach (Accounts)

Bring bank accounts, e-wallets, and cash together without calculating balances across multiple apps. See exactly what you have available.

Example use: Check BCA, GoPay, and cash balances on one screen before setting your weekend budget.

  • Bank, e-wallet, and cash
  • Balance adjustments
  • Transfers between accounts

2. Every rupiah comes with context (Transactions)

Record income and expenses with a clear category, account, date, and note. An organized history makes anything easy to find.

Example use: Log a Rp45,000 lunch from GoPay, then find it later under Food & Drinks.

  • Income and expenses
  • Flexible categories
  • CSV or XLSX import

3. Spending limits that feel realistic (Budget)

Create budgets by category and watch usage update as transactions arrive. Clear indicators help you slow down before going over.

Example use: Set Rp1,500,000 for food this month and see what remains after every transaction.

  • Daily to yearly periods
  • Almost-spent status
  • Recurring budget cycles

4. Payment promises no longer get lost (Debts & Credits)

Track debts and receivables with installments, counterparties, and payment status. Know which obligation needs attention first.

Example use: Save a laptop installment plan and mark each payment until it is visibly paid off.

  • Debts and receivables
  • Installment history
  • Active, paid, overdue status

5. Big goals become small progress (Savings Goals)

Set an amount and deadline, then record every contribution. Visual progress keeps goals close and helps build a saving habit.

Example use: Build a Rp12 million emergency fund with a Rp1 million monthly contribution plan.

  • Targets and deadlines
  • Recurring contributions
  • Automatic progress

6. The value you build gets counted (Assets)

Manage property, vehicles, gold, investments, and other assets in one portfolio. Finara includes them in your wealth picture.

Example use: Combine gold, a motorcycle, and investments to see your complete non-cash position.

  • Five asset types
  • Value and purchase date
  • Portfolio summary

7. Your financial position at a glance (Dashboard)

Balances, cash flow, assets, debts, and goals come together in one summary. Open Finara and know what needs attention.

Example use: Start the morning by checking monthly spending, remaining budget, and upcoming bills on one screen.

  • Main summary
  • Quick actions
  • Recent activity

8. Ask about money in everyday language (AI Chat)

Work with your financial data like a conversation. Record transactions, request summaries, or spot patterns without opening multiple menus.

Example use: Type “how much did I spend on food this week?” and get an answer from your records.

  • Chat-based tracking
  • Instant summaries
  • Pattern-based suggestions

9. Transactions arrive without retyping (Bank Sync)

Connect Gmail and select your bank or e-wallet. Finara reads supported transaction notifications and records them in the right account.

Example use: A GoPay payment email appears automatically in your history and linked account.

  • Popular banks and e-wallets
  • Sync interval
  • Custom email filters

10. Important updates arrive on time (Notifications)

The notification center keeps you aware of meaningful changes without remembering everything yourself. Prioritize what needs action.

Example use: Get a reminder when a budget is nearly spent or a recurring transaction is approaching.

  • Notification center
  • Read status
  • Links to related actions

11. Numbers become useful patterns (Analytics)

Compare income and expenses, see category mix, and follow net worth. Period filters keep every review relevant.

Example use: Compare this year with last year to find the fastest-growing spending category.

  • Cash-flow trends
  • Net worth
  • Year-over-year comparison

12. Routines recorded without routine typing (Recurring)

Create templates for salary, bills, or subscriptions. Set frequency and the next date to keep records consistent.

Example use: Schedule the internet bill monthly and pause the template whenever the service ends.

  • Daily to yearly
  • Pause and resume
  • Next recording date
Meet Finara up close

12 features to manage your finances

From daily transactions to your complete net-worth picture, every Finara feature works together to make financial decisions feel simpler.

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Feature 01 · Financial Accounts

Every balance, always within reach

Bring bank accounts, e-wallets, and cash together without calculating balances across multiple apps. See exactly what you have available.

Example use

Check BCA, GoPay, and cash balances on one screen before setting your weekend budget.

Try this feature
finara / accounts

BCA

Rp 8,4 jt

GoPay

Rp 740 rb

Cash

Rp 320 rb

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