Privacy Policy

1Introduction

Finara is committed to protecting the privacy and security of its users' data. This Privacy Policy explains how we collect, use, store, and protect your personal information when using our service. By using Finara, you agree to the practices described in this policy.

2Data We Collect

We collect the following information to provide and improve our service:

• Account Information: Full name, username, email address, phone number (optional), and encrypted password.
• Financial Data: Transaction records, account balances, budgets, debts, savings targets, and asset data that you manually enter.
• Technical Information: IP address, browser type, device type, and access log data for security and service improvement.
• Authentication Data: Session tokens (JWT), refresh tokens, and OAuth data from Google (if you sign in with Google).

3How We Use Your Data

The data we collect is used to:

• Provide, maintain, and improve the Finara service.
• Authenticate your identity and secure your account through OTP via email or WhatsApp.
• Display financial summaries and analysis on your personal dashboard.
• Send service-related notifications (e.g., OTP codes or security alerts).

4Data Storage and Security

Your data is stored on secure servers with encryption. Passwords are hashed using strong algorithms and are never stored in plain text. We use HTTPS for all communications and implement industry-standard security practices to protect your data from unauthorized access, alteration, or deletion.

5Third-Party Data Sharing

We do not sell, trade, or rent your personal data to third parties. We only share limited information with trusted service providers who help operate our platform (e.g., Resend for OTP email delivery), and they are bound by confidentiality obligations. We may also disclose information if required by law.

6Your Rights

You have the following rights regarding your personal data:

• Right of Access: You can view and download your personal data at any time through the dashboard.
• Right of Correction: You can update your profile information through the settings page.
• Right of Deletion: You can request the deletion of your account along with all associated data.

7Cookies and Local Storage

Finara uses cookies and browser local storage to maintain your login session, store language preferences, and enhance the user experience. These cookies are essential for the service to function and are not used for third-party tracking or advertising.

8Changes to Privacy Policy

We may update this Privacy Policy from time to time. Significant changes will be communicated through the platform or via email. Continued use of our service after changes are implemented constitutes your acceptance of the updated policy.